Send Money atOn-chain
Speed
with OpenPay

Powering US-based remittances
with on-chain speed and
transparency - built on Topwallet.

Licensed US money
transfer partners

Audited reserves
backing PHPR

human support

24/7

Bank-grade encryption & security

Key Benefits

Fast & Fair

Live FX quotes, no
hidden markups.

On-Chain
Settlement

Built on Topwallet for
scale and low fees.

Compliance-First

US KYC/AML; licensed
partners where br required.

Multiple Payout
Options

Bank deposit, mobile
wallet, cash-out
partners.

What We Do

Remittances - Moving at Internet Speed

Finds partners

Issues tokens

Identifies key technologies to empower users

Provides KYC and Customer Support

We help people and businesses move money from the US to global corridors. Fast, fair, and with verifiable on-chain receipts. Fund in USD (bank/card), deliver to bank, mobile wallet, or partner pickup - no crypto knowledge required.

OpenPay facilitates cross-border transactions at internet speed. All international remittances are conducted by licensed partners.

How it works

Sign up & verify

in minutes

Load USD

via bank transfer or card

Choose recipient

bank, wallet, or pickup partner

Send & track

with an on-chain transaction ID

Get status updates

until delivered

Who it’s for

  • Individuals sending money home
  • Freelancers/creators/
    consultants paid across borders
  • Exchanges, wallets & fintechs
    needing compliant payout rails

Technology Backbone:
Topwallet & PHPR

About PHPR

PHPR is our peso-denominated digital token that powers settlement behind the scenes. It ensures speed and stability across corridors.

Visit PHPR site for details

Built on Topwallet

Topwallet makes transfers faster, cheaper, and more transparent. Every transfer is recorded immutably, so you can always see where your money is.

Learn more on Topwallet

Security & Compliance

KYC/AML for US users
Licensed money movement via regulated partners (state availability varies)
Ongoing risk monitoring & sanctions screening

Chat email or phone - our team replies in under 5 minutes. Our guides and FAQs are always up to date.

Logo

Start Sending in Minutes

Low fees, live FX, clear tracking from day one.

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OpenPay ©2023 All Rights Reserved

Support

Open Pay is a technology provider. Open Pay does not conduct remittances or money transmission. All remittance services are performed exclusively by independently licensed overseas remittance partners in the jurisdictions where they are authorized to operate. Availability of services depends on partner licensing and local/state regulations and may vary by jurisdiction. Nothing on this site constitutes an offer by OpenPay to provide remittance services where prohibited.